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Renters Insurance

For renters have a lot to lose if you don't have Renters Insurance

American National's Renters Insurance will protect your Personal Property from:

  • Fire/Lightning
  • Windstorm/Hail
  • Theft on & off premises
  • Explosion/Smoke
  • Riot/Vandalism/Malicious Mischief

Our Renters Insurance protects you from Personal Liability for:

  • Physical damage to property of others
  • Comprehensive personal liability
  • Medical payments to others
  • Injuries to guests
  • Your animals

Your Renters Insurance plan also includes the following features:

  • Liability coverage on watercraft with outboard motors (up to 25 hp) and inboard motors (up to 50 hp).
  • Personal property automatically covered for 30 days when you move to a new residence.
  • Protection from theft or personal items from your car.
  • Full coverage on personal items away from the remises. 10% coverage at another insured residence.
  • Additional living expenses when an insured loss requires that you leave your household temporarily.
  • $1,000 coverage for theft or unauthorized use of credit cards, loss due to forgery, and counterfeit money. No deductible is applied.
  • Defense costs.

These special features may be added at a small additional cost:

  • Increased additional living expense.
  • Earthquake coverage.
  • Replacement cost coverage on your contents.
  • Specific coverage for personal items of value such as jewelry.

American National Renters Insurance provides protection for people who rent. The policy is essentially the same as Homeowers Protection except it excludes coverage of buildings.


All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC(R)), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, IL.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

As of 9/29/09