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Why Do I Need Life Insurance?

There are two basic and necessary reasons to buy life insurance. You owe someone or You love someone.

You owe someone:

  • Last expenses (Funeral and probate costs)
  • Current debts (Auto loans, credit cards, etc.)
  • Mortgage or rent (To pay off house note or ensure coverage of rent payments)

You love someone:

  • College education
  • Income continuation